Commercial Banking Solutions

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Vulnerability management program best practices

Successful workplace automation requires changing the narrative

Alternative and emerging strategies for generating liquidity

Get the latest market and economic updates

Your people make your business successful.

Let us be part of that team. Like the individuals who work for you, your business needs are unique to your industry, your region, your size, and so much more. We take time to get to know your business as well as you do so we can help you achieve your goals, financial or otherwise.

Ways We Look Out For Your Business

Guided by your local relationship manager, your First Merit team delivers customized banking, financing, and investing solutions that integrate with your day-to-day business practices. We help you and your team to: capitalize on new opportunities to grow your business; mitigate risks and plan ahead; weather volatility and ensure longevity; and improve efficiencies throughout your operation.


Deposits & Liquidity Management

Accounts and tools to manage deposits and help optimize your cashflow.

Receivables Management

Smart and secure payment solutions as varied as your customer base.

Payables Management

Robust products and services to make managing payables simple and efficient.

Capital Markets 1

Institutional investments, underwriting and private placement services, as well as interest rate, foreign currency and commodity risk management.

Online Services

Comprehensive online banking tools to help you manage cashflow and optimize working capital.

Advisory Capabilities

Capstone Partners offers an integrated range of investment banking and financial advisory services uniquely tailored to meet the needs of middle market companies.

Private Banking 3

Personalized guidance and exclusive banking services to help manage your personal wealth effectively.

Credit, Loans & Leasing

Integrated financial solutions for securing the capital you need.

Business Insurance 2

Customized solutions for your enterprise: property and casualty, employee benefits, and more.

Banking products and services are offered by The First Merit National Bank, Member FDIC. Lending and leasing products and services, as well as certain other banking products and services, may require credit approval.

¹ First Merit Capital Markets® is a federally registered service mark and a trade name under which investment banking, securities underwriting, securities sales and trading, foreign exchange and derivatives services of First Merit Bancshares Incorporated and its subsidiaries, First Merit Securities, Inc. and The First Merit National Bank, are marketed. Securities products and services are offered by licensed securities representatives of First Merit Securities, Inc., registered broker-dealer and member, FINRA and SIPC. Banking products and services are offered by The First Merit National Bank, Member FDIC.

First Merit Securities, Inc.: Business Continuity Statement of Financial Condition 12/31 (Audited) Statement of Financial Condition 6/30 (Unaudited) Order Routing MSRB Rule G-10 Disclosures

First Merit Capital Markets Important Disclosures

Capstone Partners is a trade name under which advisory and certain investment banking services of First Merit Bancshares Incorporated are marketed. Securities products and services are offered by licensed securities representatives of Capstone Capital Markets LLC, registered broker-dealer and member, FINRA and SIPC.

² Insurance products are offered by First Merit Insurance, Inc. a wholly-owned subsidiary of First Merit Bancshares Incorporated and underwritten by third party insurance carriers not affiliated with First Merit Insurance, Inc.

³ First Merit Private Bank® is a team of professionals dedicated to delivering a full range of wealth and financial services. The team is comprised of Private Bankers, who offer premium banking solutions, Wealth and Investment Management professionals, who provide, among other services, trust and estate administration and portfolio management from The First Merit National Bank, and licensed investment representatives of The First Merit Investment Company, which offers securities and investment advisory services. First Merit Private Bank® is a federally registered service mark of First Merit Bancshares Incorporated.

Trust and investment management services are provided by The First Merit National Bank, a national bank with fiduciary powers. The First Merit National Bank is a wholly-owned subsidiary of First Merit Bancshares Incorporated.

The material presented herein is of a general nature and does not constitute the provision by First Merit Bancshares Incorporated or its affiliates of investment, legal, tax, or accounting advice to any person, or a recommendation to buy or sell any security or adopt any investment strategy. Opinions expressed herein are subject to change without notice. The information was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy.